HAFIZ, U. A.; SALLEH, F.; GARBA, M. A Theoretical Basis For Innovation, Institutions And Insurance Penetration Nexus. Advances in Social Sciences Research Journal, [S. l.], v. 8, n. 3, p. 61–72, 2021. DOI: 10.14738/assrj.84.9796. Disponível em: http://558368.fgnqrw60.asia/index.php/ASSRJ/article/view/9796. Acesso em: 1 dec. 2024.